Every transaction is unique and certain costs are negotiable. It is important to speak with your realtor, lender and escrow officer about your specific transaction.
Buyer Costs
- Property inspections
- Termite inspection
- Survey (per contract)
- HOA transfer fee (per contract)
- Prorated taxes
- Escrow fee
- Courier fee
- Hazard insurance
Costs Associated With a Loan
- Loan origination fee
- Loan title policy and endorsements (per contract)
- Appraisal
- Credit report
- Prepaid interest
- Document preparation
- Recording fee(s)
- Initial deposit for escrow account t(if applicable)
- Mortgage insurance premium (if applicable)
- VA funding fee (if applicable)
Seller Costs
- Payoff of existing loan(s)
- Tax certificate
- Realtor commissions
- Prorated taxes
- Owner’s title policy and endorsements (per contract)
- Escrow fee
- Document preparation
- Recording fee(s) Survey (per contract)
- Home warranty (per contract)
- HOA resale certificate (per contract)
- Termite inspection (VA loan only)